It’s September, and finally, the days of back to school are here, and if you are a parent, then you must be pretty busy nowadays. So, it is understandable that getting your children ready for school can be a big pain, and if you are low on budget, often you may need help one way or the other to cut some corners and reduce your expenses on the back-to-school shopping.
But don’t worry; help is always around the corner. Whether you are a parent shopping for their child or a student shopping for yourself. At Instant Funding, we will help you understand how you can finance for the back-to-school shopping with ease, even if you have a poor credit score and struggling “how to get a loan with bad credit”
Tips for funding your back-to-school shopping campaign
Opt for a bad credit loan from Instant Funding
Having a poor credit score? Don’t worry! Your bad credit score should not affect your credit lending ability. So, apply for a bad credit loans from Instant Funding to get a loan with a bad credit score. We provide you with instant and reliable loans without checking your credit score.
So, no matter how pathetic your credit score is, you can always get a quick loan from us without getting your credit score checked. All you have to ensure is that you have a safe and stable job that will build trust and make it easy to provide you with a loan.
Then, you can get a loan from us and shop for the items you need for the school. Here’s the general cost of the item.
- Pencil bag $8
- Crayons $7
- Colored pencils $2
- Washable markers $6
- No. 2 pencils $4
- Pencil grips $5
- Pencil sharpener $4
- Glue sticks $7 for three
- Erasers $6 for 12
- Blunt-tipped scissors $3
- Plastic folders $14 for six
- Wide-ruled notebook or pad $12 for three
- Tissues $12 for a pack of 10
- Backpack $15 and up
- Assorted construction paper $15 for two
- Lunch box or bag $17
- Plastic folders $14 for 6
- Blue or black pens $10
- Subject dividers $4
- Ruler $6 for four
- Index cards $3
- Permanent markers $10
This is the average cost of school items that are listed on Amazon. The prices may vary if you look around the stores near you, but there won’t be much difference. There are far more items than the ones listed here, so visit the online store or get to a nearby store to execute back to school shopping.
Gather your old stuff
If you don’t want to spend a lot of time and money online, you must look inside! It means you can check the previous items that are already lying around the house, accumulating dust. So, it’s time to gather these things and check that all things are in good condition and can be used for the new session in the school.
Often there is stuff that we haven’t used much and always kept them away from our vision. So, check your storage house, basements, and old cabinet to find items that you can use for the upcoming session. If you have two children, check if any of your older child’s dresses or stationery comes in handy for the younger one.
Shop for a second-hand item
It’s not necessary to always go for new items; if you want, you can also go with second-hand items that others have put up for sale. These things are often listed online, like on the Facebook marketplace and Kijiji. If you have any extra, old, or things that you no longer require, then put them up for sale. There are many other parents who can make greater use of these items.
Create a budget
If you are going shopping for back to school, there is a possibility that you may spend more than required. So, to avoid overspending, and buy only what you need, is to create a budget. Creating a budget will limit your spending, and you will then only spend on what you need.
Get student discount
As a student, you can also take advantage of student discounts. Many companies, like Apple, offer special discounts to students, and Microsoft, provides free Office 365 to teachers and students from eligible institutions, all on the condition that they present valid and authentic school ID cards. You can also apply for an SPC card at $11.99 per year cost and avail 30% discount all year.
Compare prices
There are many situations where online shops may present a higher price for the same product you are getting from a nearby store. And sometimes, you can also get low costs from online stores after applying discounts. So, always compare prices from various sources. You can also compare the prices of two shops from different locations and choose the one offering a good rate.
Shop online
Online shopping is one of the easiest and most convenient things to do, and for back-to-school shopping, you can get from most to everything in the online marketplace at a good price. So, if you think the cost of items near you is too expensive, you can also check out the online marketplace to find the market differences and buy items at the best cost.
Go for cash-only shopping
If you are concerned about spending too much while shopping, try cash-only shopping. It is a great way to keep track of all the spending. When you see how much cash you are spending, it becomes easy to keep your expenses low.
So, follow these tips to make your schooling cost-friendly and easy. Just makes sure you plan your shopping ahead of time. Then, check out the prices, offers, and discounts that will make shopping easier and more cost-friendly. But if you still run short on cash, you can get a bad credit loan from Instant Funding and pay off the school items.