Simple and easy

How to get a loan

If you’re wondering how to get a cash loan the same day, at Instant Funding, we pride ourselves on being at the forefront of technology to better serve our clients. We use a highly secured new technology called IBV (Instant Banking Verification) to allow our account managers to verify your eligibility to the loan FAST without ever having to verify your credit bureau.

This process takes a few minutes and allows us to approve you faster without hurting your credit and makes the application process seamless for you! For this to be possible, we deal with a highly respected Canadian Banking Verification Company that uses the most secured technology which allows us to guarantee you that your information will NEVER be used or disclosed to a third party. 

How to qualify for a loan


relatively Steady income

Be steadily employed and making more than $1800 Net per month. (Disability Income Not Eligible and Monthly income is not Eligible). 


Bank account

Have a bank account with at least 90 days of history.


Other Loans

Do not have an excessive amount of short-term loans. 


Unsuccessful Transactions

Have no more than 3 unsuccessful trasaction due to a low amounts of funds in the last 90 days. (Cancelled trasactions due to insufficient funds.)

Our simple application form online

We know you need your money quickly. With our paperless process, you can easily complete the application form online in 2 minutes. We aim to stay at the forefront of technology and use a highly secured system called “Instant Banking Verification” which allows us to complete the verification process quickly, in all confidentiality without having to bother you with more paperwork.

A manager will get in touch with you

Shortly following your application submission, one of our managers will get in touch with you. We pride ourselves in being as transparent as possible and make sure to review all the details pertaining to your rotating credit contract with you.

All the details sound good? Perfect, simply e-sign the contract sent to you by email and let us take care of the rest for you.

Get a loan e-transferred

Get your loan the same day! There is no reason for you to have to wait 2 days to get your money. We will e-transfer your funds into your account within the hour if the file is completed within business hours. Now you don’t have to wonder about how I can get a personal loan on the same day.


Get A Loan

Get the e-transfer the same day!